(519) 994-7549 | serafina@mtgserafina.ca
EXPERT GUIDANCE, SEAMLESS MORTGAGES
MISSION 35 MORTGAGES
#12844
OUR SPECIALTIES
REFINANCE
Refinancing your mortgage can be a smart way to lower your interest rate, reduce monthly payments, access home equity, or consolidate debt. As an experienced mortgage agent in Ontario, I work with a wide network of lenders to find the best refinance options tailored to your needs and financial goals. Whether you’re looking to free up cash for renovations, invest, or simply save money, I make the refinancing process simple, transparent, and stress-free.
SMALL BUSINESS OWNERS
As a small business owner, getting approved for a mortgage can be challenging, but it doesn’t have to be. I specialize in helping self-employed and small business clients access flexible mortgage options that account for unique income situations. By working with a wide network of lenders, I find creative financing solutions that make homeownership or investment possible for entrepreneurs in Ontario.
FIRST TIME HOMEBUYERS
Buying your first home is exciting, but it can also feel overwhelming. As a dedicated mortgage agent, I guide first-time homebuyers through every step, from pre-approval to closing, making the process simple and stress-free. I work with multiple lenders to secure competitive rates, flexible terms, and mortgage solutions that fit your lifestyle and long-term goals.
INVESTMENT PROPERTIES
Whether you’re buying your first rental or expanding your real estate portfolio, I provide expert guidance on investment property mortgages. With access to banks, monoline lenders, alternative lenders, and private financing, I help you secure competitive rates and terms that maximize your return. From multi-unit rentals to vacation homes, I make the investment financing process smooth and profitable.
SERAFINA DE CRISTOFANO
I was born and raised in Guelph, and I’m a passionate, detail-oriented mortgage agent with a strong background in private mortgages. I value transparency, hard work, and clear communication, always striving to provide my clients with honest advice and exceptional service.
As a licensed mortgage agent, I work with a wide network of lenders to find mortgage solutions tailored to each client’s unique needs and goals. Whether you’re buying your first home, refinancing, or purchasing an investment property, I provide expert guidance, competitive options, and a smeamless, stress-free mortgage process from start to finish.